Last updated: 2026-08-21
1. Agreement
Fin-Central is a trading name of Nikah AI Ltd, a company registered in England and Wales (company number 17199968), registered office Office 1216 Fitzrovia, 60 Tottenham Court Road, London, W1T 2EW. Registered with the UK Information Commissioner's Office (ICO), registration number ZC176381.
Contact: privacy@fin-central.com (data protection) · legal@fin-central.com (legal) · support@fin-central.com (support).
These Terms of Service ("Terms") are between the operator named above, trading as Fin-Central ("we", "us"), and the organisation using the service ("you"). By creating an account you accept these Terms on behalf of your organisation and confirm you are authorised to do so. Where we process personal data on your behalf, the Data Processing Addendum (/legal/dpa) forms part of these Terms.
2. The service
Fin-Central is an executive finance-control layer that connects to your accounting/ERP system to provide reconciliation, cash forecasting, close, reporting and decision-support tools. It does not replace your accounting system or your accountant. Outputs — forecasts, estimates, savings, tax figures and AI-generated commentary — are decision-support, not professional, accounting, tax, legal or investment advice. You remain responsible for your records, filings and decisions.
3. Accounts & access
You must provide accurate details, keep credentials secure, enable appropriate security controls, and are responsible for all activity under your account. You manage your own users, roles and permissions.
4. Subscriptions, trials & billing
Plans, trials and pricing are as shown at sign-up or in your order. Fees are billed in advance and are non-refundable except where required by law. Card payments are processed by Stripe. We may change pricing on renewal with at least 30 days' notice. Non-payment may lead to suspension.
5. Acceptable use
You will not use the service unlawfully, upload data you have no right to, reverse-engineer it, resell or sublicense it without authorisation, or attempt to disrupt it or gain unauthorised access. See the Acceptable Use Policy.
6. Your data & ownership
You retain ownership of the data you import. You grant us a limited licence to host and process it solely to provide and support the service and as set out in the Privacy Policy and DPA. Aggregated, fully anonymised statistics that do not identify you or any individual may be used to improve the service.
7. Availability & support
We aim for high availability but do not guarantee uninterrupted service. Planned maintenance will be communicated where practical. Support is provided via the channels stated in your plan.
8. Warranties & disclaimers
The service is provided "as is" and "as available". To the maximum extent permitted by law we disclaim implied warranties. We do not warrant that outputs are error-free or fit for a particular purpose; you must review figures before relying on them.
9. Liability
Nothing limits liability that cannot be limited by law (including death/personal injury from negligence or fraud). Subject to that, to the maximum extent permitted by law our total aggregate liability is limited to the fees you paid in the 12 months before the claim, and we are not liable for indirect or consequential loss, loss of profit, or loss arising from reliance on generated estimates or AI output.
10. Term & termination
Either party may terminate in accordance with your plan or for material breach not remedied within 30 days. On termination you may export your data for 30 days, after which we may delete it (subject to legal retention).
11. Confidentiality
Each party will protect the other's confidential information and use it only to perform these Terms.
12. Changes to these Terms
We may update these Terms and will post the new version here with a new effective date; material changes will be notified by email.
13. Governing law & jurisdiction
These Terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction.
14. Contact
legal@fin-central.com · Nikah AI Ltd, Office 1216 Fitzrovia, 60 Tottenham Court Road, London, W1T 2EW.